Get a Great Mortgage Rate
Use one of our quick & easy tools to find out what you qualify for — free. Conventional loans for primary homes and investment properties, plus FHA, VA, USDA, jumbo, and more.
Trusted brokerage
Fast, secure, personalized solutions for buyers, homeowners, and investors.
Rate comparisons
We shop multiple wholesale channels so you are not stuck with the first offer.
Flexible plans
Conventional, government, jumbo, renovation, reverse, and DSCR — matched to the file.
Responsive support
Call 678-894-6604 or apply online. We keep the process moving.
Welcome to Primal Lending LLC.
We are a full-service mortgage brokerage specializing in conventional loans for primary residences and investment properties. We also originate FHA, VA, USDA, jumbo, FHA 203(k), adjustable-rate, reverse mortgage, and DSCR financing when those programs fit.
Whether you are buying, relocating, or refinancing, we help you compare options instead of taking the first quote. We serve Georgia, Florida, Tennessee, and Texas. NMLS# 2418495.
Mortgages made clear. Goals made real.
Home purchase loans
Use today’s programs to make a primary home or investment purchase affordable.
Refinance rates
Lock better terms — or pull equity with a cash-out refinance.
Rate comparisons
Don’t take the first offer. We compare programs against your file.
Fast funding
A complete file can often close in well under 30 days.
Evaluate your property
Know your equity and options before you refinance or list.
Cash-out refinance
It’s your equity — renovations, debt, or the next property.
What our customers say
First-time buyers, homeowners refinancing, and investors — same desk, clear options, a close you can plan around.
“We were first-time buyers and needed a clear budget before we started writing offers. Primal walked us through conventional vs. FHA, got us a pre-qual letter quickly, and closed on the house we wanted without last-minute surprises.”
“Our rate-and-term refinance was explained in plain English — costs, break-even, and why one program beat the other. They were easy to reach and we saw the payment drop on the timeline they gave us.”
“We financed a rental using the property’s cash flow instead of stacking more W-2 paperwork. The team knew the DSCR overlays, kept the file moving, and we closed in time to take possession as planned.”
“Needed a cash-out on our primary to fund a down payment on an investment property. They compared options side by side and treated both files like they belonged on the same desk — which is exactly what we needed.”
Use our free tools
The payment calculator is live on this site. Other tools collect a short lead so we can follow up with a customized letter or analysis — we do not publish live rates.
Get a custom quote — no live rate table
Mortgage pricing changes with credit, occupancy, property type, and lock period. Apply now and we’ll shop the file. Need help? Call 678-894-6604.